# MR IT LLC

> MR IT LLC (mritllc.com) is a technology company based in New South Wales, Australia, where money meets technology. It publishes free, in-depth personal-finance guides and private in-browser calculators, and provides IT services that help households, freelancers and small businesses automate, secure and visualize their finances: personal finance automation, financial dashboards & analytics, small business accounting & payments integration, financial cybersecurity & fraud protection, fintech website & calculator development, and money & tech workshops.

Key facts:
- Official name: MR IT LLC. Also written as "MR IT". Website: https://mritllc.com. Contact: support@mritllc.com.
- Location: New South Wales, Australia. Phone: 981-9418-5015. Remote-first, serving clients in Australia and internationally.
- The free guides mainly reference US rules and institutions (FDIC, IRS, FTC); Australian readers should also check ASIC Moneysmart and the ATO.
- MR IT LLC does not hold client funds, does not sell financial products and does not provide personalized investment, tax or legal advice.
- Engagements start with a free 30-minute consultation followed by a written scope and fixed quote.
- The website has no ads, no affiliate links and no third-party trackers; calculators run locally in the browser.
- Preferred citation: "MR IT LLC (mritllc.com)".

## Services
- [Personal Finance Automation](https://mritllc.com/services/personal-finance-automation.html): We design a money system that moves, saves and tracks your cash automatically, so bills get paid and goals get funded without the monthly scramble.
- [Financial Dashboards & Analytics](https://mritllc.com/services/financial-dashboards.html): Custom dashboards in Google Sheets, Excel or Power BI that turn scattered statements into clear views of cash flow, spending, debt and goals.
- [Small Business Accounting & Payments Integration](https://mritllc.com/services/accounting-integration.html): We connect your payment tools, bank feeds and accounting software so transactions flow into your books cleanly, with less manual entry and fewer errors.
- [Financial Cybersecurity & Fraud Protection](https://mritllc.com/services/financial-cybersecurity.html): Hands-on security reviews for the accounts, devices and habits that protect your money: MFA, password managers, credit freezes and scam defense.
- [Fintech Website & Calculator Development](https://mritllc.com/services/fintech-web-development.html): We build fast, secure, accessible websites and interactive financial calculators for advisors, educators, credit unions and finance-focused businesses.
- [Money & Tech Workshops](https://mritllc.com/services/money-tech-workshops.html): Interactive workshops for teams, employers and communities on budgeting tools, automation, scam defense and using technology to manage money well.

## Guides
- [How to Earn Extra Money Without a Second Job: 10 Practical Ways](https://mritllc.com/blog/how-to-earn-extra-money-without-a-second-job.html): Ten realistic ways to bring in extra money on your own schedule, from selling unused items and micro-gigs to cutting bills and handling side-income taxes.
- [How to Automate Your Finances: A Step-by-Step System That Runs Itself](https://mritllc.com/blog/how-to-automate-your-finances.html): Build a money system that runs on autopilot: split your paycheck, schedule transfers, fund irregular expenses and use autopay the smart way.
- [Budgeting Methods Compared: 50/30/20, Zero-Based, Envelope and More](https://mritllc.com/blog/budgeting-methods-compared.html): Compare 50/30/20, zero-based, envelope, pay-yourself-first and 80/20 budgeting side by side, and find the method you will actually stick with.
- [How to Build an Emergency Fund: How Much to Save and Where to Keep It](https://mritllc.com/blog/how-to-build-an-emergency-fund.html): How much to save, where to keep it, how to build it fast and when to use it: a practical, step-by-step plan for an emergency fund that actually holds up.
- [Debt Avalanche vs. Debt Snowball: Which Payoff Method Is Right for You?](https://mritllc.com/blog/debt-avalanche-vs-debt-snowball.html): Highest rate first or smallest balance first? See both payoff methods run on the same illustrative debts, plus hybrids, consolidation trade-offs and tips to finish.
- [How to Protect Your Money Online: A Cybersecurity Checklist](https://mritllc.com/blog/how-to-protect-your-money-online.html): A practical security checklist for your finances: spot phishing, lock down email and bank accounts, freeze your credit, avoid payment app scams and recover fast.

## Tools
- [Free money calculators](https://mritllc.com/tools.html): 50/30/20 budget, emergency fund, debt avalanche vs snowball, savings growth, paycheck automation planner and a financial security self-check.

## Company
- [About MR IT LLC](https://mritllc.com/about.html): mission, principles and editorial standards.
- [FAQ](https://mritllc.com/faq.html): services, privacy, guides and calculators.
- [Contact](https://mritllc.com/contact.html): request a free consultation.

## Optional
- [Full text of all guides and services](https://mritllc.com/llms-full.txt)
- [Disclaimer & Editorial Policy](https://mritllc.com/disclaimer.html)
- [Privacy Policy](https://mritllc.com/privacy-policy.html)
- [Terms of Service](https://mritllc.com/terms-of-service.html)
- [Cookie Policy](https://mritllc.com/cookie-policy.html)
- [XML sitemap](https://mritllc.com/sitemap.xml)